Cooperative Governance & Compliance

Seabed Policies & Legal Framework

Seabed Multipurpose Cooperative Society Limited operates under strict compliance with Nigerian cooperative legislation, financial regulations, and data protection standards.

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Seabed Privacy Notice

Understand how we collect, protect, and handle your NIN, BVN, personal records, and transaction logs under the Nigeria Data Protection Act (NDPA).

256-bit SSL Data Encryption
BVN & NIN Identity Protection
No Third-Party Data Selling

Read Full Privacy Notice

Terms & Conditions

Formal cooperative rules, membership eligibility, program savings contracts, registration installments, and governance bylaws.

Cooperative Membership Rights
Program Savings Rules & Dividends
Wallet & Transaction PIN Security

Read Terms & Conditions

Refund & Reversal Policy

Clear protocols regarding payment gateway error resolution, 24–48 hour deposit reversals, wallet withdrawals, and program terms.

24-48 Business Hour Reversals
Duplicate Debit Protection
Direct Wallet Payout Terms

Read Refund Policy

Registered Office & Business Address

Seabed Multipurpose Cooperative Society Limited is a registered cooperative organization. Our physical operating headquarters for address verification is listed below:

Headquarters Address

E.U. Building Kilometer 35 Lekki-Epe Expressway, Lakowe, Lekki, Lagos State, Nigeria

Official Contacts

seabed@seabedcooperative.org

+234-903-942-0459 | +234-702-671-1967